Cardio AI
Cardio AI · Heart Matters
MedCRM Healthcare Suite

Business Associate Agreement

HIPAA · 45 CFR §§164.502(e), 164.504(e), 164.308(b), 164.314(a) · Version 1.0 · Effective: ____________

This Business Associate Agreement ("Agreement") is entered into by and between [Covered Entity legal name] ("Covered Entity") and Cardio AI, operating the MedCRM Healthcare Suite under the Cardio AI brand ("Business Associate"), effective as of the date last signed below (the "Effective Date"). Covered Entity and Business Associate are each a "Party" and together the "Parties." This Agreement supplements and is incorporated into the Terms of Use and any order or master agreement between the Parties (the "Underlying Agreement").

1. Definitions

Capitalized terms not defined here have the meanings given in the HIPAA Rules. "HIPAA Rules" means the Privacy, Security, Breach Notification, and Enforcement Rules at 45 CFR Parts 160 and 164, as amended (including by the HITECH Act).

PHI — Protected Health Information, as defined at 45 CFR §160.103, limited to information Business Associate creates, receives, maintains, or transmits for or on behalf of Covered Entity.
ePHI — PHI transmitted or maintained in electronic media.
Breach, Security Incident, Required by Law, Subcontractor — as defined in the HIPAA Rules.

2. Permitted uses & disclosures of PHI

3. Obligations of Business Associate

4. Safeguards & Security Rule

Business Associate will implement administrative, physical, and technical safeguards that reasonably and appropriately protect the confidentiality, integrity, and availability of ePHI as required by 45 CFR §§164.308, 164.310, 164.312, and 164.316. The Platform's controls include encryption of PHI in transit, hashed credentials, role-based and permission-based access with administrator approval, session expiration, and audit logging. Business Associate will maintain policies and workforce training consistent with the Security Rule.

5. Reporting & breach notification

6. Subcontractors

In accordance with 45 CFR §§164.502(e)(1)(ii) and 164.308(b)(2), Business Associate will require each Subcontractor that creates, receives, maintains, or transmits PHI on its behalf to enter into a written agreement containing restrictions and conditions at least as protective as those in this Agreement. Current categories of Subcontractors include cloud hosting and managed database providers; additional Subcontractors may be engaged subject to the flow-down requirement.

7. Individual rights (access, amendment, accounting)

8. Obligations of Covered Entity

9. Term & termination

10. Return or destruction of PHI

Upon termination, Business Associate will, if feasible, return or destroy all PHI it maintains on behalf of Covered Entity and retain no copies. Where return or destruction is not feasible, Business Associate will extend the protections of this Agreement to the retained PHI and limit further uses and disclosures to the purposes that make return or destruction infeasible, for so long as it retains the PHI.

11. Miscellaneous

Covered Entity
Signature
Name / Title
Organization
Date
Business Associate — Cardio AI
Signature
Name / Title
Organization
Date